Dated this 30th day of July, 2012.

HOWARD O. MANN, MASTER COMMISSIONER

WHITLEY CIRCUIT COURT

P. O. BOX 1344, CORBIN, KY 40702; TELEPHONE: (606) 528-0616

COMMONWEALTH OF KENTUCKY

34TH JUDICIAL CIRCUIT

WHITLEY CIRCUIT COURT

DIVISION NO. I

CIVIL ACTION NO. 11-CI-382

JPMorgan Chase Bank, N.A., Plaintiff,  VS. Deborah Jean Fair aka Deborah Robinson; James Matthew Fair; Forcht Bank, N.A. successor By merger to Williamsburg National Bank, Defendants.

NOTICE OF COMMISSIONER’S SALE

Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on June 4, 2012, I shall offer for sale at the door of the Whitley County Judicial Center, (new courthouse), 100 Main Street, Williamsburg, Kentucky, at public auction on Monday, August 20, 2012, at 12:00 p.m., or thereabout, the real property described in this Notice.

The judgment against the Defendants, Deborah Jean Fair aka Deborah Robinson and James Matthew Fair, plus costs, is as follows:

(1) The principal sum in the amount of $61,147.46, plus interest from 06/1/09-3/15/12, in the amount of $11,519.97, plus advancements for the protection of the property, including taxes and insurance (negative escrow) in the amount of $2,629.34, plus property inspection fees in the amount of $42.00, plus property preservation in the amount of $2,238.18, plus late charges in the amount of $155.65, for a total in the amount of $77,732.60, together with interest at the rate of 6.750 percent per annum from the above date until paid, plus late charges, advances for taxes and insurance, and its costs herein expended, plus attorney fee in the amount of $1,450.00, and for all other fees expended for services performed in connection with the Defendant’s default and for the purposes and its rights under the mortgage instrument.

Property Address: 594 Wofford Cemetery Road, Williamsburg, KY 40769.

Lying on the waters of Watts Creek, at Wofford, Whitley County, Kentucky and being a part of the land conveyed to William H. Reynolds from W.W. Reynolds, a widower, et al by deed dated 6-5-67 in deed book 323, page 140, in the Whitley County Court Clerk’s Office and more particularly described as follows:

Beginning at a survey marker at an old fence, in the southern line of the Mary Lee Turner property (DB 233, pg 514) near the south side of an old haul road bed, said point severs grantor’s property herein; thence with the said Turner line, the said fence and the old haul road bed the following courses and distances:

N 77° 36’ 00” E 362.67 feet to a point;

Thence N 76° 29’ 22” E 330.21 feet to a survey marker;

Thence S 68° 56’ 58” E 36.27 feet to a ½” iron pipe; Thence leaving the said old haul road bed and a partial distance with the said old fence and still with the Turner line S 14° 48’ 52” E 111.30 feet to a 13” white oak at the end of an old fence, said point being the northernmost corner of the Geraldine Lane property (DB 235, pg 61); Thence with the said old fence a partial distance, with the said Lane line a partial distance and with the Delores Hayes line (DB 256, pg 375) a partial distance S 71° 35’ 28” W 555.17 feet to a survey marker on the eastern bank of the said ditch, said point being the northeastern corner of the Ernest Abbott property (DB 233, pg 585); Thence with the said Abbott line N 74° 46’ 50” W 137.77 feet to a survey marker just north of an old outdoor privy; Thence  severing the grantor’s property herein N 27° 38’ 42” W 207.11 feet to the POINT OF BEGINNING, containing 2.7342 acres.

AND:

Lying on the waters of Watts Creek at Wofford, Whitley County, Kentucky and being a part of the land conveyed to William H. Reynolds from W.W. Reynolds, a widower, et al by deed dated 6-5-67 in deed book 323, page 140, in the Whitley County Court Clerk’s Office and more particularly described as follows:

BEGINNING at a P-K nail near the center of asphalt pavement of the access road to subject property, said point lies in the eastern line of the Clyde Harden Johnson property (DB 270, pg 635) and being the Northwestern corner of the Ernest Abbott property (DB 233, pg 585); Thence with the said Johnson line a partial distance and with the Nannie Jones Heirs line (DB 120, pg 135) a partial distance N 12° 17’ 00” W 177.66 feet to a survey marker at the base of a leaning steel rail at the western end of an old fence, said point lies in the southern line of the Mary Lee Turner property (DB 233, pg 514), also said point lies near the south side of an old hail road bed; Thence with the said Turner line, the said old fence and the old haul road bed N 77° 02’ 00” E 103.81 feet to a survey marker; Thence severing the Grantor’s property herein S 27° 38’ 42” E 207.11 feet to a survey marker in the aforementioned Abbott’s northern property line; Thence with the said Abbott’s line N 74° 46’ 50” W 73.66 feet to a survey marker just north of an old outdoor privy; Thence still with the said Abbott’s line S 69° 35’ 19” W 94.06 feet to the POINT OF BEGINNING, containing 0.5158 acres. Also conveyed herein is the right to use the driveway as is.

Being the same property conveyed to James Matthew Fair and Deborah Jean Fair, husband and wife, from Myra J. Stanley, single, by deed dated July 13, 2007 and recorded on July 16,2007 in Deed Book 478, Page 224, Whitley County Clerk’s Office.

TERMS OF SALE

1. The above property is indivisible and shall be sold as a whole to produce the sum of money so ordered to be made.

2. On the date of sale, the purchaser shall either pay cash or, with surety on a bond approved by the Commissioner, may pay one-third (1/3) down of the purchase price together with a bond (for the remainder of the purchase price) with good and sufficient surety, bearing interest from the day of the sale and payable to the Master Commissioner within thirty (30) days with interest at 12%.  Signatures of principal and surety on the bond shall have the effect of a Judgment.  In the event the Plaintiff or its representative is the purchaser, then, and in that event, they may take a credit upon its judgment against the purchase price and shall only be obligated to pay court costs, the fees and costs of the Master Commissioner and any real estate taxes payable pursuant to the judgment, and in that event, no payment shall be required and no bond shall be executed by them.

3. The risk of loss for the subject property shall pass to the purchaser on the date of sale.  Possession of the premises shall pass to the purchaser upon payment of the purchase price and delivery of deed.

4. The purchaser shall be required to assume and pay all taxes or assessments upon the property for the current tax year and all subsequent years.  All taxes or assessments upon the property for prior years shall be paid from the sale proceeds if properly claimed in writing and filed of record by the purchaser prior to payment of the purchase price.

5. The property shall be sold subject to the following:

a. Easements, restrictions and stipulations of record;

b. Assessments for public improvements levied against the following real estate;

c. Any facts which an inspection and accurate survey of the following described real estate may disclose.

6. If the property does not bring two-thirds of its appraised value, a one year right of redemption will exist pursuant to KRS 426.530.

7. This property is sold subject to the right of redemption, if applicable, provided in 28 USCA Sec. 2410.

Dated this 30th day of July, 2012.

HOWARD O. MANN, MASTER COMMISSIONER

WHITLEY CIRCUIT COURT

P. O. BOX 1344, CORBIN, KY 40702; TELEPHONE: (606) 528-0616

COMMONWEALTH OF KENTUCKY

34TH JUDICIAL CIRCUIT

WHITLEY CIRCUIT COURT

DIVISION NO. II

CIVIL ACTION NO. 11-CI-556

JPMorgan Chase Bank, National Association, Plaintiff, VS. Jonathan Joyce; Christina Joyce, Defendants.

NOTICE OF COMMISSIONER’S SALE

Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on June 11, 2012, I shall offer for sale at the door of the Whitley County Judicial Center, (new courthouse), 100 Main Street, Williamsburg, Kentucky, at public auction on Monday, August 20, 2012, at 12:00 p.m., or thereabout, the real property described in this Notice.

The judgment against the Defendant, Jonathan Joyce, is as follows:

(1) The principal sum in the amount of $49,603.41, plus pre-accelaration late charges in the amount of $26.25, plus interest from 01/1/11in the amount of $3,255.15, plus advancements for the protection of the property, including taxes and insurance (negative escrow) in the amount of $516.23, plus Broker’s Price Opinion/Appraisals in the amount of $78.00,  plus property preservation in the amount of $42.00, plus property inspections in the amount of $56.00, for a total in the amount of $53,577.04, together with interest at the rate of 5.2500 percent per annum from the above date until paid, plus late charges, advances for taxes and insurance, and its costs herein expended, plus attorney fee in the amount of $1,350.00, and for all other fees expended for services performed in connection with the Defendant’s default and for the purposes and its rights under the mortgage instrument.

Property Address: 5254 Highway 26, Rockholds, KY 40759.

BEGINNING at a stone on U.S. Highway 25 (now Kentucky 26). Everett Bennett’s line (corner); thence Eastward with Bennett’s line about 186 feet to Watts Creek; thence North with Watts Creek and Ernest’s Siler line about 186 feet to a stone; thence leaving the said Watts Creek, Westward about 182 feet to a stone on the east side of the highway (Ky. 26); thence with the said Highway Southward about 200 feet to the BEGINNING, containing about one acre, more or less.

Being the same property conveyed to Jonathan Joyce and wife, Christina Joyce, from Thomas Watson and wife, Bertha Elizabeth Watson, on February 3rd, 2009 and recorded on February 10, 2009 in Deed Book 488, Page 429 of the records of the Whitley County Clerk’s Office.

TERMS OF SALE

1. The above property is indivisible and shall be sold as a whole to produce the sum of money so ordered to be made.

2. On the date of sale, the purchaser shall either pay cash or, with surety on a bond approved by the Commissioner, may pay one-third (1/3) down of the purchase price together with a bond (for the remainder of the purchase price) with good and sufficient surety, bearing interest from the day of the sale and payable to the Master Commissioner within thirty (30) days with interest at 12%.  Signatures of principal and surety on the bond shall have the effect of a Judgment.  In the event the Plaintiff or its representative is the purchaser, then, and in that event, they may take a credit upon its judgment against the purchase price and shall only be obligated to pay court costs, the fees and costs of the Master Commissioner and any real estate taxes payable pursuant to the judgment, and in that event, no payment shall be required and no bond shall be executed by them.

3. The risk of loss for the subject property shall pass to the purchaser on the date of sale.  Possession of the premises shall pass to the purchaser upon payment of the purchase price and delivery of deed.

4. The purchaser shall be required to assume and pay all taxes or assessments upon the property for the current tax year and all subsequent years.  All taxes or assessments upon the property for prior years shall be paid from the sale proceeds if properly claimed in writing and filed of record by the purchaser prior to payment of the purchase price.

5. The property shall be sold subject to the following:

a. Easements, restrictions and stipulations of record;

b. Assessments for public improvements levied against the following real estate;

c. Any facts which an inspection and accurate survey of the following described real estate may disclose.

6. If the property does not bring two-thirds of its appraised value, a one year right of redemption will exist pursuant to KRS 426.530.

7. This property is sold subject to the right of redemption, if applicable, provided in 28 USCA Sec. 2410.

Dated this 30th day of July, 2012.

HOWARD O. MANN, MASTER COMMISSIONER

WHITLEY CIRCUIT COURT

P. O. BOX 1344, CORBIN, KY 40702; TELEPHONE: (606) 528-0616

COMMONWEALTH OF KENTUCKY

34TH JUDICIAL CIRCUIT

WHITLEY CIRCUIT COURT

DIVISION NO. I

CIVIL ACTION NO. 11-CI-681

JPMorgan Chase Bank, National Association, Plaintiff, VS. Jasmin Marez, Defendant.

NOTICE OF COMMISSIONER’S SALE

Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on June 4, 2012, I shall offer for sale at the door of the Whitley County Judicial Center, (new courthouse), 100 Main Street, Williamsburg, Kentucky, at public auction on Monday, August 20, 2012, at 12:00 p.m., or thereabout, the real property described in this Notice.

The judgment against the Defendant, Jasmin Marez, is as follows:

(1) The principal sum in the amount of $59,700.17, plus interest from 04/1/11in the amount of $3,009.93, plus pre-accelaration late charges in the amount of $42.74, plus escrow advance total in the amount of $1,147.92, plus property inspections in the amount of $70.00, for a total in the amount of $63,970.76, together with interest at the rate of 5.5000 percent per annum from the above date until paid, plus late charges, advances for taxes and insurance, and its costs herein expended, plus attorney fee in the amount of $1,350.00, and for all other fees expended for services performed in connection with the Defendant’s default and for the purposes and its rights under the mortgage instrument.

Property Address: 206 14th Street, Corbin, KY 40701.

A certain tract or parcel of land lying and being in Whitley County, Kentucky, described as follows:

Beginning at the northeast corner of the Poplar and Fourteenth Street; thence northward with the east line of Poplar Street 210 feet to Thirteenth Street; thence with the south line of Thirteenth Street 100 feet to an alley; thence southward with the west line of said alley 210 feet to the north line of Fourteenth Street; thence westward with the north line of Fourteenth Street 100 feet to the beginning.

Being the same property Jasmin Marez, obtained title to by deed dated 03/13th/2009, executed by Cynthia K. Spicer, of record in DB 489, at Pg. 130, in the Whitley County Clerk’s Office.

Being the same property Cynthia K. Spicer, obtained title to by deed dated 11/07/07, executed by Darwin Allen, a single person, of record in DB 480, at Pg. 374, in the Whitley County Clerk’s Office.

Being the same property Darwin Allen; a single person obtained title to by deed dated 06/05/02, executed by Elmer Gray, a single person, of record in DB. 435, at Pg. 489, in the Whitley County Clerk’s Office.

TERMS OF SALE

1. The above property is indivisible and shall be sold as a whole to produce the sum of money so ordered to be made.

2. On the date of sale, the purchaser shall either pay cash or, with surety on a bond approved by the Commissioner, may pay one-third (1/3) down of the purchase price together with a bond (for the remainder of the purchase price) with good and sufficient surety, bearing interest from the day of the sale and payable to the Master Commissioner within thirty (30) days with interest at 12%.  Signatures of principal and surety on the bond shall have the effect of a Judgment.  In the event the Plaintiff or its representative is the purchaser, then, and in that event, they may take a credit upon its judgment against the purchase price and shall only be obligated to pay court costs, the fees and costs of the Master Commissioner and any real estate taxes payable pursuant to the judgment, and in that event, no payment shall be required and no bond shall be executed by them.

3. The risk of loss for the subject property shall pass to the purchaser on the date of sale.  Possession of the premises shall pass to the purchaser upon payment of the purchase price and delivery of deed.

4. The purchaser shall be required to assume and pay all taxes or assessments upon the property for the current tax year and all subsequent years.  All taxes or assessments upon the property for prior years shall be paid from the sale proceeds if properly claimed in writing and filed of record by the purchaser prior to payment of the purchase price.

5. The property shall be sold subject to the following:

a. Easements, restrictions and stipulations of record;

b. Assessments for public improvements levied against the following real estate;

c. Any facts which an inspection and accurate survey of the following described real estate may disclose.

6. If the property does not bring two-thirds of its appraised value, a one year right of redemption will exist pursuant to KRS 426.530.

7. This property is sold subject to the right of redemption, if applicable, provided in 28 USCA Sec. 2410.

Dated this 30th day of July, 2012.

HOWARD O. MANN, MASTER COMMISSIONER

WHITLEY CIRCUIT COURT

P. O. BOX 1344, CORBIN, KY 40702; TELEPHONE: (606) 528-0616

COMMONWEALTH OF KENTUCKY

34TH JUDICIAL CIRCUIT

WHITLEY CIRCUIT COURT

DIVISION NO. II

CIVIL ACTION NO. 11-CI-932

L&N FEDERAL CREDIT UNION, PLAINTIFF, VS. MARK ANTHONY SUMMERS, DEFENDANT.

NOTICE OF COMMISSIONER’S SALE

Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on June 11, 2012, I shall offer for sale at the door of the Whitley County Judicial Center, (new courthouse), 100 Main Street, Williamsburg, Kentucky, at public auction on Monday, August 20, 2012, at 12:00 p.m., or thereabout, the real property described in this Notice.

The judgment against the Defendant, Mark Anthony Summers is as follows:

(1) The sum in the amount of $22,176.99, plus interest on the principal balance of $21,455.23 at the contract rate of 6.375% per annum from November 17, 2011 until paid, together with costs expended including attorney fees.

Property Address: 201 Union Street, Corbin, KY 40701.

Real property located in Whitley County, Kentucky, described as follows:

BEGINNING at a stake at an alley and road, thence with alley 90 feet to a stake at the graveyard fence at the new reservoir; thence about west 60 feet to a stake; thence about south 90 feet to a road; thence with the road 60 feet, more or less, to the beginning.

ALSO:

A certain tract or parcel of land located on reservoir hill in Corbin, being a part of Lot Number 38 in North Addition to Corbin and described as follows:

BEGINNING at a stake, Bowling’s corner, 60 feet from the original corner, at the intersection of streets, running northwardly with the street to corner of Lot No. 38, as plat shows; thence almost north to a tree at corner of said lot; thence eastwardly to the corner of said lot; thence eastwardly to the corner of Bowling’s lot; thence with Bowling’s line to the beginning.

BEING ALL THE SAME LAND acquired by Mark Anthony Summers and Patricia Ann Summers, husband and wife, by deed of conveyance from Gladys Bowling, unmarried, dated August 2, 1991 and recorded in Deed Book 349, at page 351, in the office of the Whitley County Clerk at Williamsburg, Kentucky.

FOR FURTHER SOURCE OF TITLE reference is hereby made to the quitclaim deed from Patricia Summers, unmarried, to Mark Summers, dated November 12, 2003 and recorded in Deed Book 449, at page 535, in the clerk’s office aforesaid.

TERMS OF SALE

1. The above property is indivisible and shall be sold as a whole to produce the