MASTER COMMISSIONER SALES
In order to comply with the orders of the Whitley Circuit Court, the Master Commissioner will sell the property described in the following action(s) on THURSDAY, MAY 29, 2025 at the hour of 12:00 noon, at the door of the Whitley County Judicial Center, (new courthouse), 100 Main Street, Williamsburg, Kentucky.
For each sale- individually: The said property shall be sold to raise the amounts hereinafter set forth, together with interest and the costs of the action, and upon the (unless otherwise indicated) following terms and conditions.
(A) At the time of sale the successful bidder shall either pay cash or make a deposit of 10% of the purchase price with the balance on credit for THIRTY (30) DAYS. In the event the successful bidder desires or elects to credit the balance, he or she will be required to post bond and furnish an acceptable surety thereon. Said bond shall be for the unpaid purchase price and bear interest at the rate the judgment bears, from the date of sale until paid in full, and shall have the force and effect of a judgment. The bond interest rate charged on any unpaid balance is listed for each case shown in Upcoming Sales.
(B) The purchaser shall be required to assume and pay all taxes or assessments upon the property for the (2025) year and all subsequent years after this sale. All other delinquent taxes or assessments upon the property for prior years shall be paid from the sale proceeds if properly claimed in writing and filed of record by the purchaser within ten (10) days from the date of sale.
(C) The property shall otherwise be sold free and clear of any right, title, and interest of all parties to the action and of their liens and encumbrances thereon, excepting easements and restrictions of record in the Whitley County Court Clerk’s Office and such right of redemption as may exist in favor of the United States of America or the defendant(s).
(D) If the property does not bring two-thirds of its appraised value, a six (6) month right of redemption will exist pursuant to KRS 426.530 (revised July 15, 2014).
THE FOLLOWING PROPERTIES WILL BE SOLD:
COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. II, CIVIL ACTION NO. 19-CI-598: UBANK, f/k/a UNION BANK OF JELLICO, PLAINTIFF, VS. WENDY BARNES, ET AL, DEFENDANTS. Pursuant to a Judgment and Order of Sale in favor of Defendant John Siler, entered by the Whitley Circuit Court on April 22, 2025. The judgment against the Defendants, plus costs, is as follows: The sum for certificate of delinquency for 2018 Tax Bill in the original sum of $332.52; plus accrued interest in the amount of $223.06 through March 31, 2025, an administrative fee of $115.00, pre-litigation attorney’s fees of $332.52, and reasonable attorney’s fees expended herein the amount of $2,000.00, for a total judgment being $3,003.10. Property Address: 419 N 3rd Street, Williamsburg, KY 40769. Parcel/Map ID#: 110-20-00-083.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. I, CIVIL ACTION NO. 20-CI-560: HAZEL ENTREPRISES, LLC, PLAINTIFF, VS. APEX FUND SERVICES C/F CERES TAX, COUNTERCLAIMANT/RECEIVABLES, LLC, CROSS CLAIMANT, VS. JAMES ROBERT HILL, ET AL, DEFENDANTS. Pursuant to a Judgment and Order of Sale in favor of Counterclaimant/Cross Claimant, Apex Fund Services C/F Ceres Tax Receivables, LLC, entered by the Whitley Circuit Court on April 8, 2025. The judgment against the Defendants, plus costs, is as follows: The sum for certificate of delinquency for 2009 Tax Bill in the original sum of $354.45; plus an administrative fee of $115.00; plus interest in the amount of $485.60 as of 03/11/2025, with a per diem of $.12 from that date until paid in full; plus prelitigation attorney’s fees in the amount of $283.56, as well as litigation Attorney fees of $2,849.65; plus costs in the amount of $810.40 for a total balance due as of 03/11/2025 of $4,898.66 plus interest at 12% on the actual purchase price of the certificate of delinquency; plus other fees and costs that Counterclaimant/Cross Claimant, Apex Fund Services C/F Ceres Tax Receivables, LLC may continue to accrue. Property Address: 2909 Tyes Ferry Rd., Rockholds, KY 40759. Parcel/Map ID#: 159-00-00-019.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. II, CIVIL ACTION NO. 23-CI-327: Charles Adam Huff, Plaintiff, VS. Terry W. Mullis, et al, Defendants. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on April 8, 2025. The judgment against the Defendants, plus costs, is as follows: The sum of $11,000.00 remaining due under the land contract; plus his costs and expenses occurred herein shall be reimbursed to Plaintiff, Charles Adam Huff. Property Address: 486 Burkhart Hollow Road, Rockholds, KY 40771. Parcel/Map ID#: 140-00-00-030.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. II, CIVIL ACTION NO. 23-CI-334: Mortgage Assets Management, LLC f/k/a Reverse Mortgage Solutions, Inc., Plaintiff, VS. Kenneth Reynolds, et al, Defendants. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on February 5, 2025 and March 19, 2025. The in-rem judgment against the Defendants, plus costs, is as follows: The sum of $213,599.83 as of July 30, 2023, together with all sums that may be due for interest, taxes, insurance, loan advances, escrow advances and/or fees for inspections, property preservations or other expenses incurred by Plaintiff, for which total judgment amount of $230,864.37 as of February 6, 2024, plus other fees and costs that Plaintiff may continue to accrue. Property Address: 2200 Croley Bend Road, Williamsburg, KY 40769. Parcel/Map ID#: 109-00-00-143.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. I, CIVIL ACTION NO. 23-CI-441: Specialized Loan Servicing LLC, Plaintiff, VS. Leslie Willis, et al, Defendants. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on April 3, 2024 and subsequent Orders entered September 4, 2024 and February 5, 2025. The In Rem judgment against the Defendants, plus costs, is as follows: The principal sum in the amount of $40,097.31, plus interest on the principal sum at the rate of 4.5% per annum from August 1, 2022 until paid.; plus the costs and fees of this action; plus attorney’s fees; plus sums advanced in payment of ad valorem taxes, insurance premiums, winterization, or in preservation of the real estate; plus any and all fees, costs, attorney’s fees, and other advance made pursuant to the terms of the Note and Mortgage, and additional amounts permitted. Property Address: 35 Jackson Subdivision, Williamsburg, KY 40769. Parcel/Map ID#: 128-00-00-066.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. I, CIVIL ACTION NO. 23-CI-451: PNC Bank, National Association, Plaintiff, VS. Alan M. Gajos, et al, Defendants. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on May 8, 2024, and a subsequent Orders entered November 7, 2024, and April 8, 2025. The judgment against the Defendants, plus costs, is as follows: The principal sum in the amount of $48,620.89 from September 1, 2023; plus interest thereon from August 1, 2023 in sum of $1,724.94 as of March 29, 2024 accruing therein at the rate of 5.3750% per annum ($7.1599 per diem); as well as late charges, amounts advanced by Plaintiff for taxes and insurance, and other charges and costs, including Plaintiff’s attorney fees and costs incurred and accruing for a total no less than $54,748.62 as of March 29, 2024, with post-judgment interest thereon to accrue at the rate of 5.3750% per annum until paid. Plus any amounts incurred after March 29, 2024, plus any additional attorney’s fees and costs, expenses etc. and additional amounts permitted. Property Address: 350 Oak Grove School Rd., Corbin, KY 40701. Parcel/Map ID#: 103-00-00-165.02
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. I, CIVIL ACTION NO. 24-CI-009: TAX BRAKE KY LLC, PLAINTIFF, VS. CHRISTOPHER GLENN CREEKMORE, ET AL, DEFENDANTS. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on October 8, 2024, and a subsequent Order entered March 20, 2025. The in rem judgment against the Defendants, plus costs, is as follows: (1) The sum for certificate of delinquency for 2019 Tax Bill No. 4783 in the original sum of $364.09; plus combined statutory interest at the rate of 12% per annum from the date of purchase of 04/27/2021 through 09/30/2024 ($3.64 per month x 41 months) equaling $149.28, plus prelitigation attorney’s fees in the amount of $261.90, plus administrative fees of $115.00; the total of which is presently $890.27 plus other fees and costs that the Plaintiff may continue to accrue. (2) The sum for certificate of delinquency for 2020 Tax Bill No. 4750 in the original sum of $342.66; plus combined statutory interest at the rate of 12% per annum from the date of purchase of 08/10/2021 through 09/30/2024 ($3.43 per month x 38 months) equaling $130.21, plus prelitigation attorney’s fees in the amount of $175.00, plus administrative fees of $115.00; the total of which is presently $762.87 plus other fees and costs that the Plaintiff may continue to accrue. (3) The sum for certificate of delinquency for 2021 Tax Bill No. 4726 in the original sum of $338.33; plus combined statutory interest at the rate of 12% per annum from the date of purchase of 08/09/2022 through 09/30/2024 ($3.38 per month x 26 months) equaling $87.97, plus prelitigation attorney’s fees in the amount of $0.00, plus administrative fees of $115.00; the total of which is presently $541.30 plus other fees and costs that the Plaintiff may continue to accrue. (4) The sum for certificate of delinquency for 2022 Tax Bill No. 4732 in the original sum of $330.78; plus combined statutory interest at the rate of 12% per annum from the date of purchase of 09/20/2023 through 09/30/2024 ($3.31 per month x 12 months) equaling $39.69, plus prelitigation attorney’s fees in the amount of $0.00, plus administrative fees of $115.00; the total of which is presently $485.47 plus other fees and costs that the Plaintiff may continue to accrue. (5) Plus Litigation attorney’s fees arising from litigation of this matter in the amount of $3,000.00. which shall continue to accrue; and any expenses and costs incurred in the amount of $1,710.73 for a total present sum of $7,390.64. Property Address: 137 Mount Morgan Road, Williamsburg, KY 40769. Parcel/Map ID#: 093-30-04-008.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. II, CIVIL ACTION NO. 24-CI-306: United Wholesale Mortgage, LLC, Plaintiff, VS. Michael Thomas, et al, Defendants. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on February 24, 2025
The judgment against the Defendants, plus costs, is as follows: (1) The sum of $239,290.75 as of January 3, 2025, plus interest at the current rate of 5.37500% until paid, plus additional fees, costs and expenses incurred by Plaintiff, plus other fees and costs that Plaintiff may continue to accrue. Property Address: 316 Oaklawn Circle, Corbin, KY 40701. Parcel/Map ID#: 119-40-02-029.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. II, CIVIL ACTION NO. 24-CI-490: Vanderbilt Mortgage and Finance, Inc., Plaintiff, VS. Joseph L. Lawson, et al, Defendants. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on March 20, 2025. The in-rem judgment against the Defendants, plus costs, is as follows: The sum of $99,204.11 (which includes principal of $95,215.38, interest as of September 11, 2024 of $3,730.99, late fees of $102.33, escrow advances of $187.63, service charges of $10.00, and credit for partial payments of $42.22), with interest thereafter on the principal balance at the rate of 8.77% until paid in full, pre-judgment foreclosure costs expended herein of $1,234.60, reasonable attorney fees and costs of $1,450.00, any other charges that Plaintiff may continue to accrue. A 2020 Clayton manufactured home VIN: CAP035052TNAB- will be included in the sale of the real property. Property Address: 242 Logan Road, Corbin, KY 40701. Parcel/Map ID#: 088-00-00-002.02 (land only). Parcel/Map ID#: 088-00-00-002.09 Parcel/Map ID#: 088-00-00-002.09M1 (a/k/a 088-00-00-002.02M1 as reflected on 2023 Tax Bill)
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Dated this 13th day of May, 2025.
HOWARD O. MANN, MASTER COMMISSIONER
WHITLEY CIRCUIT COURT
P.O. BOX 1344, CORBIN, KY 40702
PHONE: 606-528-0616
