MASTER COMMISSIONER SALES
In order to comply with the orders of the Whitley Circuit Court, the Master Commissioner will sell the property described in the following action(s) on MONDAY, JULY 21, 2025 at the hour of 12:00 noon, at the door of the Whitley County Judicial Center, (new courthouse), 100 Main Street, Williamsburg, Kentucky.
For each sale- individually: The said property shall be sold to raise the amounts hereinafter set forth, together with interest and the costs of the action, and upon the (unless otherwise indicated) following terms and conditions.
(A) At the time of sale the successful bidder shall either pay cash or make a deposit of 10% of the purchase price with the balance on credit for THIRTY (30) DAYS. In the event the successful bidder desires or elects to credit the balance, he or she will be required to post bond and furnish an acceptable surety thereon. Said bond shall be for the unpaid purchase price and bear interest at the rate the judgment bears, from the date of sale until paid in full, and shall have the force and effect of a judgment. The bond interest rate charged on any unpaid balance is listed for each case shown in Upcoming Sales.
(B) The purchaser shall be required to assume and pay all taxes or assessments upon the property for the (2025) year and all subsequent years after this sale. All other delinquent taxes or assessments upon the property for prior years shall be paid from the sale proceeds if properly claimed in writing and filed of record by the purchaser within ten (10) days from the date of sale.
(C) The property shall otherwise be sold free and clear of any right, title, and interest of all parties to the action and of their liens and encumbrances thereon, excepting easements and restrictions of record in the Whitley County Court Clerk’s Office and such right of redemption as may exist in favor of the United States of America or the defendant(s).
(D) If the property does not bring two-thirds of its appraised value, a six (6) month right of redemption will exist pursuant to KRS 426.530 (revised July 15, 2014).
THE FOLLOWING PROPERTIES WILL BE SOLD:
COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. I, CIVIL ACTION NO. 23-CI-345: Nationstar Mortgage LLC, Plaintiff, VS. Unknown Heirs, Devisees and Legatees of Michael Yeiser-Caffrey, Deceased, et al, Defendants. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on April 8, 2025. The judgment against the Defendants, plus costs, is as follows: The sum of $282,264.34, plus interest from 2/1/2023, through 12/20/2024 at 4.250% (per diem $32.87) for an amount of $22,617.64; plus late charges of $169.77; plus title search expenses in the amount of $75.00; plus taxes in the amount of $5,608.83; plus advances for MIP/PMI insurance in the amount of $4,65650; plus property inspection(s) in the amount of $40.00; plus property preservation in the amount of $2,785.00; plus Broker’s price opinion in the amount of $540.00; plus hazard insurance in the amount of $3,949.72; plus misc recovery in the amount of $-495.33; plus pro rata Mi in the amount of $191.64, for a total sum of $322,403.11, plus interest at the current rate of 4.25000% ($32.87) per diem) from December 20, 2024 until paid, plus any other fees and costs that Plaintiff may continue to accrue. Property Address: 51 Winners Circle, Corbin, KY 40701. Parcel/Map ID#: 102-20-00-110.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. II, CIVIL ACTION NO. 24-CI-020: 21ST Mortgage Corporation, Plaintiff, VS. Crystal Ann Smith, et al, Defendants. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on April 22, 2025. The judgment against the Defendants, plus costs, is as follows: The sum of $92,745.36 as of January 30, 2025, with interest thereon at the contract rate of 6% per annum until the date of entry hereof, and thereafter at the contract rate, until paid, in addition to attorney fees/costs in the amount of $1,108.50 for a total amount of $93,853.86, plus any and all other relief that may be granted. There is a 2021 TRU Mobile Home, Serial No. CWP050800TNAC that will be sold with the real property. Property Address: 1756 Highway 904, Williamsburg, KY 40769. Parcel/Map ID#: 163-00-00-014.05 and 163-00-00-014.05M1 and 163-00-00-014.06
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. I, CIVIL ACTION NO. 24-CI-038: Wilmington Savings Fund Society, FSB, as Trustee of Wampus Mortgage Loan Trust, Plaintiff, VS. Cynthia Whitehead, et al, Defendants. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on April 8, 2025. The in-rem judgment against the Defendants, plus costs, is as follows: The principal balance on Note and Mortgage in the sum of $149,134.69, with accrued interest to 1/31/2025 @ 2.652% (per Diem $10.725) in the sum of $9,782.43, and escrow balance in the sum of $11,930.93, plus RD premium in the sum of $174.84, plus corporate advance in the sum of $20.00, plus unapplied/suspense in the sum of ($575.93), plus expense advance in the sum of $3,959.79 for a total Affidavit of Indebtedness in the sum of $174,426.75. Plus attorney fees in the sum of $4,320.00 and attorney costs in the sum of $963.14 for a total in the sum of $5,283.14 minus attorney’s fees and costs included in the affidavits submitted for a total amount of indebtedness in the sum of $175,830.10. Plus interest thereafter at the rate of 2.625% per annum plus any and all other relief that may be granted. Property Address: 1398 McKinley Avenue, Corbin, KY 40701. Parcel/Map ID#: 138-30-02-004.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. II, CIVIL ACTION NO. 25-CI-011: Lakeview Loan Servicing, LLC, Plaintiff, VS. Earl Philpot, Defendant. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on May 23, 2025. The judgment against the Defendant, plus costs, is as follows: The principal balance in the sum of $133,479.89, with interest from 4/1/2024 to 1/15/2025 at 5.875% in the sum of $6,183.05, and real estate taxes in the sum of $1,020.22, plus hazard insurance in the sum of $980.63, plus PMI in the sum of $379.70, plus mortgage insurance premium (Pro Rata MI) in the sum of $94.59, plus property inspection costs in the sum of $30.00, plus title costs in the sum of $290.00 for a total in the sum of $142,476.08. Plus interest at the current rate of 5.875% per year ($21.49 per diem) from January 15, 2015, until paid plus any and all other relief that may be granted. There is a manufactured home that was permanently affixed to the real property by Affidavit of Conversion to Real Estate executed by Earl Philpot dated 9/15/2022 and recorded 10/5/2022 in Book 210, Page 155 in the records of the Whitley County Clerk. Property Address: 2350 Log Cabin Road, Corbin, KY 40701. Parcel/Map ID#: 054-00-00-029.05
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. II, CIVIL ACTION NO. 25-CI-101: Wells Fargo Bank, N.A, Plaintiff, VS. Darren W. Griffith, et al, Defendants. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on May 23, 2025. The judgment against the Defendants, plus costs, is as follows: The principal sum of $91,217.45, plus interest in the sum of $11,222.01, as of March 25, 2025, interest shall continue to accrue at the Note rate of 4.125% until sale, plus costs and fees of this action, along with reimbursement for attorney’s fees, sums advanced plus any other fees and or costs that Plaintiff may continue to accrue. Property Address: 1981 Hightop Road, Corbin, KY 40701. Parcel/Map ID#: 084-00-00-091.01
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. II, CIVIL ACTION NO. 25-CI-129: TAX BRAKE KY LLC, PLAINTIFF, VS. DEBORAH PRIVETT, ET AL, DEFENDANTS. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on June 17, 2025. The judgment against the Defendants, plus costs, is as follows: The sum for certificate of delinquency for 2019 Tax Bill in the original sum of $350.00, plus accrued interest in the amount of $178.50 through June 30, 2025, plus administrative fees of $115.00, plus prelitigation attorney’s fees in the amount of $245.00. The sum for certificate of delinquency for 2020 Tax Bill in the original sum of $329.48, plus accrued interest in the amount of $154.86 through June 30, 2025, plus administrative fees of $115.00, plus prelitigation attorney’s fees in the amount of $175.00. The sum for certificate of delinquency for 2021 Tax Bill in the original sum of $325.30, plus accrued interest in the amount of $113.86 through June 30, 2025, plus administrative fees of $115.00, plus prelitigation attorney’s fees in the amount of $105.00. The sum for certificate of delinquency for 2022 Tax Bill in the original sum of $318.09, plus accrued interest in the amount of $69.98 through June 30, 2025, plus administrative fees of $115.00, plus prelitigation attorney’s fees in the amount of $.00. The sum for certificate of delinquency for 2023 Tax Bill in the original sum of $313.90, plus accrued interest in the amount of $31.39 through June 30, 2025, plus administrative fees of $115.00, plus prelitigation attorney’s fees in the amount of $.00, as well as litigation fees costs of $1,508.64, and a reasonable attorney’s fees in the amount of $3,000.00, the total Judgment as of Judgment date being $7,794.00. Property Address: 205 Kerney Road, Williamsburg, KY 40769. Parcel/Map ID#: 110-40-06-018.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. I, CIVIL ACTION NO. 24-CI-00133: Planet Home Lending, LLC, Plaintiff VS. Eric Cox, et al, Defendants. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on January 10, 2025, and subsequent Orders entered March 4, 2025 and May 6, 2025. The in-rem judgment against the Defendant, plus costs, is as follows: The sum of $190,779.95 from August 1, 2023; plus interest thereon from July 1, 2023 in the amount of $9,448.33 as of November 13, 2024 accruing thereon at the rate of 3.6250% per annum ($18.95 per diem); as well as late charges, amounts advanced by Plaintiff for taxes and insurance, and other charges and costs, including Plaintiff’s attorney fees and costs incurred and accruing in this civil action, all in the grand total amount of no less than $213,506.71 as of November 13, 2024, with post-judgment interest thereon to accrue at the rate of 3.6250% per annum until paid, plus other fees and costs that Plaintiff may continue to accrue. Property Address: 51 Travelers Trail, Corbin, KY 40701. Parcel/Map ID#: 102-20-00-158.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. I, CIVIL ACTION NO. 25-CI-168: Kentucky Housing Corporation, Plaintiff, VS. Tyler Teague, Defendant. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on May 7, 2025. The judgment against the Defendant, plus costs, is as follows: The principal sum and late charges in the sum of $91,359.70, plus all advances and any other sums to preserve the real estate involved herein, and attorney fee in the amount of $3,900.00, plus interest on the entire balance at the rate of 6.75% per annum beginning September 1, 2024, until satisfied in full. Property Address: 502 W. 3rd Street, Corbin, KY 40701. Parcel/Map ID#: 137-20-21-025.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. II, CIVIL ACTION NO. 24-CI-582: INDEPENDENT CAPITAL HOLDINGS LLC, PLAINTIFF, VS. UNKNOWN HEIRS, LEGATEES AND DEVISEES OF GEORGE ELLEN STRICKLAND, ET AL, DEFENDANTS. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on May 23, 2025. The judgment against the Defendants, plus costs, is as follows: The sum for certificate of delinquency for 2014 Tax Bill in the original sum of $959.25, plus accrued interest in the amount of $1,093.26 through March 2025, plus administrative fees of $115.00, plus prelitigation attorney’s fees in the amount of $671.48, as well as court costs of $1,281.73, and reasonable attorney’s fees in the amount of $2,000.00. The sum for certificate of delinquency for 2015 Tax Bill in the original sum of $981.55, plus accrued interest in the amount of $1,001.64 through March 2025, plus administrative fees of $115.00, plus prelitigation attorney’s fees in the amount of $359.15, the total Judgment as of the judgement date being $8,578.06. Property Address: 1762 Black Diamond Road, Corbin, KY 40701. Parcel/Map ID#: 084-00-00-058.00
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. I, CIVIL ACTION NO. 25-CI-068: Freedom Mortgage Corporation, Plaintiff, VS. Christy L. Helton, et al, Defendants. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on May 7, 2025. The judgment against the Defendants, plus costs, is as follows: The principal sum of $176,280.60, plus interest from 12/01/2023-03/27/2025 in the sum of $7,569.55, plus escrow in the sum of $8,536.30, plus mortgage insurance premium due in the sum of $504.10, plus late charges in the sum of $64.84, plus less unapplied funds balance -$297.76 for a total in the sum of $192,657.63, together with interest at the rate of $15.6962 per diem (3.25% per annum) from the date above until paid, along with attorney fees in the amount of $2,700.00, plus any other fees and costs that Plaintiff may continue to accrue. Property Address: 214 W. Woodland Acres, Corbin, KY 40701. Parcel/Map ID#: 119-40-05-032.02
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. II, CIVIL ACTION NO. 21-CI-607: MID SOUTH CAPITAL PARTNERS, LP, PLAINTIFF, VS. INDEPENDENT CAPITAL HOLDINGS LLC, CROSS-PLAINTIFF, VS. SHEILA F. THOMAS, ET AL, DEFENDANTS. Pursuant to a Judgment and Order of Sale entered on behalf of the Cross-Plaintiff, Independent Capital Holdings, LLC, by the Whitley Circuit Court on May 23, 2025. The judgment against the Defendants, plus costs, is as follows: The sum for certificate of delinquency for 2012 Tax Bill in the original sum of $372.07, plus accrued interest in the amount of $141.36 through February 2025, plus administrative fees of $115.00, plus prelitigation attorney’s fees in the amount of $175.00, as well as court costs of $234.72, and reasonable attorney’s fees in the amount of $1,068.75. The sum for certificate of delinquency for 2013 Tax Bill in the original sum of $352.64, plus accrued interest in the amount of $134.14 through February 2025, plus administrative fees of $115.00, plus prelitigation attorney’s fees in the amount of $175.00. The sum for certificate of delinquency for 2014 Tax Bill in the original sum of $338.72, plus accrued interest in the amount of $128.82 through February 2025, plus administrative fees of $115.00. The sum for certificate of delinquency for 2015 Tax Bill in the original sum of $323.18, plus accrued interest in the amount of $122.74 through February 2025, plus administrative fees of $115.00. The sum for certificate of delinquency for 2016 Tax Bill in the original sum of $302.97, plus accrued interest in the amount of $115.14 through February 2025, plus administrative fees of $115.00. The sum for certificate of delinquency for 2017 Tax Bill in the original sum of $281.58, plus accrued interest in the amount of $108.30 through February 2025, plus administrative fees of $115.00. The sum for certificate of delinquency for 2018 Tax Bill in the original sum of $268.63, plus accrued interest in the amount of $102.22 through February 2025, plus administrative fees of $115.00. The sum for certificate of delinquency for 2019 Tax Bill in the original sum of $244.10, plus accrued interest in the amount of $92.72 through February 2025, plus administrative fees of $115.00. The sum for certificate of delinquency for 2020 Tax Bill in the original sum of $223.76, plus accrued interest in the amount of $85.12 through February 2025, plus administrative fees of $115.00, for the total Judgment as of the judgement date being $6,526.16. Property Address: 3488 West Highway 204, Williamsburg, KY 40769. Parcel/Map ID#: 056-00-00-016.01
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COMMONWEALTH OF KENTUCKY, 34TH JUDICIAL CIRCUIT, WHITLEY CIRCUIT COURT, DIVISION NO. II, CIVIL ACTION NO. 18-CI-577: MID SOUTH CAPITAL PARTNERS, LP, PLAINTIFF, VS. LEE EDWARD SMITH, ET AL, DEFENDANTS. Pursuant to a Judgment and Order of Sale entered by the Whitley Circuit Court on May 23, 2025. The judgment against the Defendants, plus costs, is as follows: The sum for certificate of delinquency for 2012 Tax Bill in the original sum of $449.35, plus accrued interest in the amount of $624.11 through April 2025, plus administrative fees of $115.00, plus prelitigation attorney’s fees in the amount of $183.75, as well as court costs of $1,333.07, and reasonable attorney’s fees in the amount of $1,068.75. The sum for certificate of delinquency for 2011 Tax Bill in the original sum of $444.26, plus accrued interest in the amount of $674.88 through April 2025, plus administrative fees of $115.00. The sum for certificate of delinquency for 2013 Tax Bill in the original sum of $450.35, plus accrued interest in the amount of $571.50 through April 2025, plus administrative fees of $115.00, plus prelitigation attorney’s fees in the amount of $183.75. The sum for certificate of delinquency for 2014 Tax Bill in the original sum of $459.38, plus accrued interest in the amount of $527.85 through April 2025, plus administrative fees of $115.00, plus prelitigation attorney’s fees in the amount of $183.75, as well as court costs of $1,333.07, and reasonable attorney’s fees in the amount of $1,068.75. The sum for certificate of delinquency for 2015 Tax Bill in the original sum of $467.29, plus accrued interest in the amount of $481.01 through April 2025, plus administrative fees of $115.00, making the Judgment as of Judgment date being $8,678.05. Property Address: 1890 Alsile Road, Williamsburg, KY 40769. Parcel/Map ID#: 060-00-00-006.00
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Dated this 8th day of July, 2025.
HOWARD O. MANN, MASTER COMMISSIONER
WHITLEY CIRCUIT COURT
P. O. BOX 1344, CORBIN, KY 40702
PHONE: 606-528-0616
